Merchant Cash Advance

Get Quick Access to Funds With a Merchant Cash Advance

Many small businesses rise and fall with the constant ebb and flow of the economy. During difficult times, working capital dissipates and can mean ruin without an influx of cash.

Business loans are an option, but many small businesses struggle to maintain a qualifying credit score during economic downturns. Octopus Finance offers a solution.

Our merchant cash advance program is an excellent option for small businesses that do a lot of business through credit card sales. We can offer loans up to $200,000 per business location based on future credit card earnings. The best part is that we are mainly interested in the health of your credit card transactions, not your credit score.

Why Consider Our Program

Traditional business loans are notoriously difficult to qualify for, and even if approved, the process takes time. Our program allows approved applicants to receive funds within one week of applying. Some of the other benefits of our loan program include:

  • No restrictions on spending
  • Minimal paperwork
  • Easy payment structure
  • No fixed payments
  • No application fee and no closing costs

Apply Today

Does your business need working capital now? Contact a Octopus Finance representative to discuss the terms and conditions of our merchant cash advance program and begin your application.