Build the Ideal Small Business Loan for Your Business

Some business owners think that small business loans have rigid terms that you can’t change, but that’s not the way we do business. At Octopus Finance, our goal is to put together a small business loan that fits your needs perfectly. We provide long-term financing that helps you achieve your business goals comfortably. Learn more about the full range of options right away.

SBA Financing for Equipment, Real Estate and Other Needs

You decide how to best use small business financing for your company. The objective is to boost your revenue and increase the number of customers your company can serve. Our SBA loans can cover:

• Business equipment: Point-of-sale terminals, computer systems, retail systems and specialized tools
• Industrial machinery: Construction equipment, restaurant prep surfaces and cooking equipment, manufacturing equipment, automotive repair systems and more
• Medical equipment: Treatment systems, furniture, specialized software and diagnostic systems
• Business property: Building construction, warehouses and commercial property purchases
• Remodeling projects: Interior and exterior improvements and expansion projects

These are just some of the opportunities provided by SBA loans. We have experience with many other industries as well, from agriculture and janitorial to education and hospitality.

A Variety of Terms for Business Loans

As a business owner, you have to balance several financial concerns every month, including payroll and inventory purchases. That’s why we provide such flexible terms when it comes to loan repayment, down payments and monthly payments. We work with you to determine the right combination of term length, interest rates and loan-to-value ratio for your needs.

For example, business acquisition loans can reach up to 15 years and offer LTVs of approximately 80%. That way, you can minimize the down payment required. SBA 504 loans for large-ticket items and real estate purchases can accommodate terms of up to 25 years and LTVs of up to 90%.

Our team can make the application process for your small business loan much easier. Contact us to get started.