Close on Commercial Real Estate in Just Two or Three Weeks

As a business owner, you know that time is money. Your time is valuable, and you have to act quickly when great opportunities appear. The same goes for real estate projects. At Octopus Finance, we can save you a lot of time and help you maximize your profits with stated income commercial real estate financing.

The Time-Saving Real Estate Loan Solution

Traditional mortgages for commercial properties are extremely time-consuming, often requiring several months to go through the different stages of approval. On the other hand, our stated-income loans often only take two or three weeks to close. When you’re dealing with a competitive market, saving many weeks can have a huge impact on the success of a project.

Why are stated-income loans so fast? They offer several advantages compared to conventional loans:

• Simpler application process: You generally only need basic company info (such as W2s or self-employment documents) and data about your desired property.
• Fewer documents: There’s no need for financial statements or other supporting documentation.
• Lower credit score requirements: Your credit rating isn’t the main factor for approval, so you don’t need a perfect credit score to qualify.
• Shorter review time: With fewer documents to check, we can approve your loan much faster than conventional banks.

Stated-income loans are backed by the property you want to purchase. This collateral significantly reduces all the other “strings” that normally come attached to real estate loans.

Endless Possibilities for Business Owners

Stated income commercial real estate financing opens up many doors for small business owners. Even if you’ve been turned down before for traditional loans, you can likely qualify for a stated-income loan. We work with retailers, real estate developers, property resellers, healthcare businesses and many other companies.

Fast Pre-Qualification

Getting started is fast and easy. Fill out a simple form to get pre-qualified for a real estate loan online. There’s no obligation.